Binez Online: 2015

4 strategies for finding happiness at work - Here's how you can have more fun

Leadership & Management 4 strategies for finding happiness at work - Here's how you can have more fun

4 Strategies for finding happiness at work - Here's how you can have more fun at work.

4 Effective Ways to Increase Your Local Business Sites Search Rankings

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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7Iq9lmf-gE9H23XZiTs_l-RVGbg8Tgzp6PF96TmOH8z4XqY8WAwLeFrcNzOhJuqZQ5T6d0urygKGp4z5AELUS0Yz55jXhtsNa1O1CnrejcyPArZoeYPGUVoeh1a_stnlo7XsR8K8ky4Kf/s1600/grow+you+business.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="4 Effective Ways to Increase Your Local Business Sites Search Rankings" border="0" height="150" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7Iq9lmf-gE9H23XZiTs_l-RVGbg8Tgzp6PF96TmOH8z4XqY8WAwLeFrcNzOhJuqZQ5T6d0urygKGp4z5AELUS0Yz55jXhtsNa1O1CnrejcyPArZoeYPGUVoeh1a_stnlo7XsR8K8ky4Kf/s1600/grow+you+business.jpg" title="Effective Ways to Increase Your Local Business" width="200"></a></div>
<br>
In this post I will outline 4 easy to implement, but highly effective ways to increase your Website or Blogs LOCAL search rankings in Google and other major search engines.<br>
<br>
So Let's Get Started!<br>

Marketing 4 Effective Ways to Increase Your Local Business Sites Search Rankings

In this post I will outline 4 easy to implement, but highly effective ways to increase your Website or Blogs LOCAL search rankings in Goo...

Workplace Revolution: How it impacts Human Resources role?

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Leadership & Management Workplace Revolution: How it impacts Human Resources role?

The knowledge and information Workplace revolution changed forever the way people will be organised. It create new agenda to Human Resou...

10 Key Tips Using Selfies for Social Media Marketing

06:44 Unknown 0

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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiv_z_k903f7o6ecoAVDo8Z8clm7rDXN3GMlC-jn3AuKOlkYmFvWZn3n8KyzluCDIhWtng-Zhjz7taRGQOxCH0-EetWxNE9xjqzE5wSHGZ34TXu0qPDj6sftd172abOfPDWggVtm8ut83bB/s1600/marketing+selfie.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="10 Key Tips Using Selfies for Social Media Marketing" border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiv_z_k903f7o6ecoAVDo8Z8clm7rDXN3GMlC-jn3AuKOlkYmFvWZn3n8KyzluCDIhWtng-Zhjz7taRGQOxCH0-EetWxNE9xjqzE5wSHGZ34TXu0qPDj6sftd172abOfPDWggVtm8ut83bB/s1600/marketing+selfie.jpg" title="marketing selfie" width="200"></a></div>
One of the most retweeted post of all time was a SELFIE. It quickly became the most retweeted Tweets ever - racing to 851,000 in less than an hour.<br>
<br>
Your smartphone is a powerful <a href="/search/label/Marketing" target="_blank">marketing </a>tool to create images that can <b>attract more customers</b>!<br>
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Marketing Social Media 10 Key Tips Using Selfies for Social Media Marketing

One of the most retweeted post of all time was a SELFIE. It quickly became the most retweeted Tweets ever - racing to 851,000 in less than...

10 Key Tips to Grow and Improve your Small Business

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Business 10 Key Tips to Grow and Improve your Small Business

10 Tips for Business Success. Helping your small business see success is what we're all about.

10 Key Tips for Business Presentations

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Business Presentations 10 Key Tips for Business Presentations

Public speaking is a skill that all professionals must master if they want to succeed in their respected fields. Whether it is in front ...

10 Key Tips on making Visually Compelling Presentations

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Business Presentations 10 Key Tips on making Visually Compelling Presentations

Top 10 tips on making Visually Compelling Presentations for Consultants and Business Executives

17 Must-See Marketing Statistics

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Marketing 17 Must-See Marketing Statistics

17 Must-See Marketing stats that you should use to direct your future marketing campaigns and strategies

Why data driven marketing is important?

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Data & Analytics Marketing Why data driven marketing is important?

Data is the source upon to base your strategic marketing decisions . 87% of marketers see data as "the most underused asset" ...

From idea to Business in 5 Key Steps

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Business From idea to Business in 5 Key Steps

Business is all about providing solution to clients needs.

How to Attract More Traffic to Your Blog: 5 Key Rules

22:41 Unknown 0

How fun would it be to <b>earn money writing</b> about the stuff you like?<br>
How awesome would it be to <b>make money sharing</b> your personality online?<br>
<br>
Make no mistakes about it-blogging can be a fun way to make money. You basically get paid well to explore things you like.<br>
<br>
The downside is that for every successful blog, there are many others that simply fail. In fact, according to the New York Times, over 90% of all blogs ever started eventually to fail.<br>
<br>

Blogging How to Attract More Traffic to Your Blog: 5 Key Rules

How fun would it be to earn money writing about the stuff you like? How awesome would it be to make money sharing your personality onli...

5 Tips to make your Business Story - Key to your success!

04:45 Unknown 0

Every business has a story of how they got started to where they are today, just like every person does. Crafting those stories for your business can be done in so many ways that go beyond just<b> facts or figures</b>.<br>
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9uoFwUnMcF_m8GFxtF14ejHdjfBcIBHfARXt6alykEe33wNQ8vXfwpGWNP3bprD0A2LWU0e3-jAVFV1zFPVnzPSy7Cep2N3joovfwWvUKakXOOIIaZJQSWdcenuUQX6yvTMh-1N2TI96k/s1600/business+story.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="5 Tips to make your Business Story - Key to your seccess!" border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9uoFwUnMcF_m8GFxtF14ejHdjfBcIBHfARXt6alykEe33wNQ8vXfwpGWNP3bprD0A2LWU0e3-jAVFV1zFPVnzPSy7Cep2N3joovfwWvUKakXOOIIaZJQSWdcenuUQX6yvTMh-1N2TI96k/s1600/business+story.jpg" title="Time to share your business story" width="320"></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><i>We think of it this way "Facts tell, stories sell"</i></td></tr>
</tbody></table>
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Business Marketing 5 Tips to make your Business Story - Key to your success!

Every business has a story of how they got started to where they are today, just like every person does. Crafting those stories for your bus...

The 9 Best Sales Presentations Tips For Startups

03:17 Unknown 0

Sales The 9 Best Sales Presentations Tips For Startups

Let's face it, sales people spend a lot of energy to get in front of prospects and a good percentage of those sales people blow it b...

Building a Defensible SaaS Business through Network Effects

05:19 Unknown 0

<div class="separator" style="clear: both; text-align: center;">
<img alt=" Building a Defensible SaaS Business through Network Effects" border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSDm8eVc8x6umPnzVUvStqSn5cxrFR7ueNmPvSYlLyvg8wpcjPTkF37lf9M3_boF7dy4FomoyBzSJimzn_IC_zKGCZ1TpF7-z23zWDIfWYHI1PF-lL6AI7F4rxUSnJnVbQpArNyvpkokQd/s1600/SaaS+business+data.JPG" title="SaaS Business" width="296" /></div>
<h2>
1. Priori Data Overview</h2>
<h3>
Background </h3>
<b>Priori Data</b> is a provider of <b>app store intelligence</b>. We provide market data on the leading app stores, which helps <b>app publishers, investors, and advertisers</b> make better decisions with their mobile strategies.<br />
<h3>
Our Product</h3>
Our SaaS analytics platform <b>quantifies, benchmarks, and tracks the performance</b> of players in the mobile app economy.<br />
<div class="separator" style="clear: both; text-align: center;">
<img alt="Our SaaS analytics platform quantifies, benchmarks, and tracks the performance of players in the mobile app economy." border="0" height="241" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgdaK1XfNGymm1b0-GhOUSGeWnVJ9O3uM9c8DQqcYXAZ51h9oRntERHKzKc9o8FYsEk06ESGR2sqweHWLTx84fnwMQOUZht0VvrKsSTDp7e_oVwOkJOugY9sTyLlQ2MDu0-2wtclZN-jP43/s1600/Our+Product.JPG" title="Our SaaS" width="640" /></div>
<br />
<h2>
2. What is a (Data) Network Effect?</h2>
<h3>
Definition of a Network Effect</h3>
<blockquote class="tr_bq">
"The effect that one user of a good service has on the value of that product to other people. When a network effect is present, the value of a product or service is dependent on number of others using it." - Wikipedia</blockquote>
<h3>
Important Characteristics</h3>
<ul>
<li>Critical Mass</li>
<li>Diminishing Returns</li>
<li>Lock-in/Switching cost</li>
</ul>
<h3>
And what is a Data Network Effect?</h3>
<blockquote class="tr_bq">
"Data Network Effects exist when the value of additional data is compounded with time." - Tom Tunguz, Redpoint Ventures</blockquote>
<h3>
A clarifier ...</h3>
<blockquote class="tr_bq">
"Just having gobs of data is not necessarily a Network Effect, nor any sort of competitive advantage per se. <b>What your really need is unique data and algorithms that process that data into insights which then lead to decisions and actions</b>. A flywheel effect comes when you get a critical mass of data that you mine for insights;  pump that value back in to your product or service; attracts more users which get you more data." - Brian Ascher, Venrock</blockquote>
<h3>
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsHGVE6HxZ_GzZ0UBR1BfCJjfcgay520pgb9RGtnYN5-c4SJfLEeHBTMFvLbwkEQ5SJMIRrl0BO4Sd9cq6-1v2-ZSPw7OKCw46od7F9M685Rdk6nA42uCbI6-GMiq4iteDaSINa0GtYmA4/s1600/waze+network.JPG" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="Examples:  Network: Drivers" border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsHGVE6HxZ_GzZ0UBR1BfCJjfcgay520pgb9RGtnYN5-c4SJfLEeHBTMFvLbwkEQ5SJMIRrl0BO4Sd9cq6-1v2-ZSPw7OKCw46od7F9M685Rdk6nA42uCbI6-GMiq4iteDaSINa0GtYmA4/s1600/waze+network.JPG" title="Examples:  Network: Drivers" width="172" /></a>
Examples:</h3>
<b>Network</b>: Drivers<br />
<b>Good produced (and consumed) by the network</b>: Traffic Data<br />
<b>Network Advantages</b>: Accuracy, Predictability, Shorter Trips!<br />
<b>Outcome</b>: Acquired by Google for $1.1bn in 2013<br />
<br />
Some benefits if you get it right ... <br />
<br />
<br />
<h3>
Provider Benefits: Moats</h3>
Can create "<b>moats</b>" or barriers to entry discouraging competitive entrants. Scale provides defensibility.  <br />
<div class="message_box note">
If a tree falls in the forest and it isn't posted on Facebook, did it really happen?</div>
<h3>
Provider Benefits: Switching Costs </h3>
Can create switching costs for network participants, making the product "<b>sticky</b>".<br />
<div class="message_box note">
<div style="text-align: center;">
<b>Examples</b>:</div>
<div style="text-align: center;">
 "Will I have to rebuild my friends list from scratch?"</div>
<div style="text-align: center;">
"I don't want to lose my historical data"</div>
<div style="text-align: center;">
"no one ever got fired for buying IBM"</div>
</div>
<h3>
Provider Benefits: Word of Mouth</h3>
Word of mouth referrals can by very powerful and <b>an inexpensive form of user acquisition</b>.<br />
<h3>
User Benefits: Incremental Value</h3>
<b>The value proposition increases over time</b> with no additional "work" and presumably at no additional cost.<br />
<br />
The beauty of a network effect is that if executed correctly, it<u> fundamentally aligns incentives</u> between the network provider and the network participant.<br />
<br />
<h2>
3. Network Effects in SaaS</h2>
Four common Network Effect Strategies in SaaS:<br />
<ul>
<li>Connecting "<b>Purchasers</b>" to "<b>Suppliers</b>"</li>
<li>Network of individuals, but <b>massive ancillary B2B value</b></li>
<li>Expose customers to 3rd party developers via APIs</li>
<li>Data Pooling/Aggregation</li>
</ul>
<h2>
4. Priori Data's Network Effect</h2>
<h3>
Background </h3>
We mine, merge, and model <b>public app store data</b> with <b>prorietary publisher data</b> at massive scale. The result is download/revenue estimates for every app.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<img alt="public app store data with prorietary publisher data" border="0" height="334" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFYde_U0ZKTtW8qU4Ekt7ySROvJumhW40VVMZQtNgtf2jU6tqUHT8TW_nzTMQWwLHC5MKvInbvgwwrJe3lXrXAz44xso0QIJH94OP8XrmR1g65z5GCPzE53uHJnpyCKriiqN2216jiSiqx/s1600/store+data+rank+puslisher+download.JPG" title="background data" width="640" /></div>
<br />
<h3>
In Practice</h3>
Our estimate models get more acurate with every incremental "data observation". <b>The result is a better product for partners and paying clients alike</b>.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<img alt="The result is a better product for partners and paying clients alike." border="0" height="278" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZGEVjHMbFvBKP2YqAHlJ1kOzCJdf-1Hk5BU5lMLVVSwOUc9a3LX06875U8KL6nWtqJNGr3-5uR7POljzapaVjjH4wAB2wHhYM_3c1PqexCv505_V7dgOdNPwgH13Fl_f4ARc97HtdKQCk/s1600/in+practice+data+network.JPG" title="In Practice" width="640" /></div>
<br />
<h3>
Our SaaS Model</h3>
An app publisher with a <b>sports app</b>...<br />
<ol>
<li>Wants to<b> benchmark performance</b> and scout for new market opportunities</li>
<li>"<b>Connects</b>" account to Priori Data, allowing us to <b>enhance our estimates</b> with the data.</li>
<li>Receives <b>free access to the "sports category"</b> of our premium product.</li>
<li>Can unlock data for other/adjacent categories on a <b>paid basis</b>.</li>
</ol>
<h2>
5. Lessons Learned (so far)</h2>
A data network effect is not intrinsically a revenue stream. It is a driver of enterprise value.<br />
<br />
Critical mass is critical. Look for niches or verticals where you can achieve that critical mass while still at small scale.<br />
<br />
Critical mass is easier when the offering is "open", but data businesses are traditionally "closed". This is tough to reconcile.<br />
<br />
Think hard about entering the market if there is already an incumbent with a large network effect.<br />
In a "network effect" business, competing on price has limited potential (and may ultimately hurt you).<br />
<br />
<br />

Internet Software Building a Defensible SaaS Business through Network Effects

1. Priori Data Overview Background Priori Data is a provider of app store intelligence . We provide market data on the leading app st...

18 tips fast cures for healing your boring webinar presentations

04:07 Unknown 0

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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZOnditZl6sGh-lzK8u-0ieUfA6BK3v0amtx2Eq91Bfx7oI5rXNBQ5OZJ8KQmFVnVfOJMWuwquT8iozSDaGQmjoR7QJYts9HFlfN7mKmIDxx2DJ4GhmL005a2kxWC4IQfL9hy_LDB-70jB/s1600/18-tips-for-webinar.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="18 tips fast cures for healing your boring webinar presentations" border="0" height="254" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZOnditZl6sGh-lzK8u-0ieUfA6BK3v0amtx2Eq91Bfx7oI5rXNBQ5OZJ8KQmFVnVfOJMWuwquT8iozSDaGQmjoR7QJYts9HFlfN7mKmIDxx2DJ4GhmL005a2kxWC4IQfL9hy_LDB-70jB/s1600/18-tips-for-webinar.jpg" title="webinar" width="320"></a></div>
<br>
Are you guilty of boring your webinar attendees? Or giving a sales pitch when you said the webinar was an "educational experience?"<br>
<br>
Have you ever read streight from your slides? Or droned on and on for 30 minutes without a break?<br>
<br>
Have you ever asked for questions only to answer fake ones? Or forced attendees to submit to a 15 minutes software download?<br>
<br>
<br>

Marketing 18 tips fast cures for healing your boring webinar presentations

Are you guilty of boring your webinar attendees? Or giving a sales pitch when you said the webinar was an "educational experience?...

How to Staff a Restaurant: Breakdown by Position

08:58 Unknown 0

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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFzDnhrS0EM8It9SkBCn6zmN2FwCa_8tQDiTCrRkRltkOECeRkexQF1NtaBoZNOhKzytfvFd8bYV-xEL604b9QxCvjEqSm_GTSvDLXxhKezk-EnhAQFlFpce3HVZ1B4IDF4uQn3Bnn7ZGV/s1600/How+to+Staff+a+Restaurant+Breakdown+by+Position.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="How to Staff a Restaurant. Breakdown by Position" border="0" height="256" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFzDnhrS0EM8It9SkBCn6zmN2FwCa_8tQDiTCrRkRltkOECeRkexQF1NtaBoZNOhKzytfvFd8bYV-xEL604b9QxCvjEqSm_GTSvDLXxhKezk-EnhAQFlFpce3HVZ1B4IDF4uQn3Bnn7ZGV/s1600/How+to+Staff+a+Restaurant+Breakdown+by+Position.jpg" title="How to Staff a Restaurant" width="320"></a></div>
Consider each hourly hire as an opportunity to drive growth. According to <b>Harris Interactive</b> survey, <u>86% of people say they're stopped doing business with a company after just one bad customer service experience</u>. Hiring respectful, friendly and engaging people will help define the face of your operation and deliver the memorable customer experience you want.<br>
<br>
Having a staff that can live up to or exceed your sales forecast can reduce shrinkage and spoilage, both of which accounts for <b>between 0.5% and 3% of lost sales</b> for most restaurants.<br>
<br>
Hence, if you hire to simply fill open positions, your're missing an opportunity to strategically build your workforce to drive growth.<br>
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Business How to Staff a Restaurant: Breakdown by Position

Consider each hourly hire as an opportunity to drive growth. According to Harris Interactive survey, 86% of people say they're stoppe...

5 Trends from Mobile World Congress 2015

00:16 Unknown 0

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<div class="separator" style="clear: both; text-align: center;">
 <img alt="The MWC 2015" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjem8ZKqc2-8oQMNg9Ztg7Jsu4eQDz6uNsUW99AJLT120HtqIVaA7szUbjMOvlpa2Ljk430Bsd7WDLSrlYLOZpEw7mWGxwd7EWhtByiLba0c9zL41ZsylMhmr_s7ASK2en2SWp2d6wCtGkH/s1600/The+MWC+2015.JPG" title="The MWC 2015" /></div>
<h2>
Top Five Trends from #MWC15</h2>
Mobile World Congress 2015 took place in Barcelona, Spain and was bigger than ever with 93000 attendees. MWC is one of the world's largest mobile events and typically serves as a platform for unveiling new innovation and disruption in the space, and setting trends for the year. This year's congress was no exception<br />
<br />
Here is our round-up of key trends to note from this year's MWC. Enjoy!\<br />
<br />
<b>Top Trends: </b><br />
<ol>
<li><a href="#Trends1"> Mobile payments advance and competition heats up </a></li>
<li><a href="#Trends2"> Mobile Security is top-of-mind for consumers and tech companies </a></li>
<li> <a href="#Trends3">Internet connectivity expands further into the developing world </a></li>
<li> <a href="#Trends4">Tech challenges Telecom as companies like Google move into the wireless space</a> </li>
<li> <a href="#Trends5">Wearables and the Internet of Things (#IoT) go mainstream </a></li>
</ol>
<br />
<h2>
<a name="Trends1">
1. Mobile payments advance and competition heats up </a></h2>
Samsung's mobile payment service using <b>LoopPay technology</b> was announced with the initial preview of the Galaxy S6 smartphone.<br />
<h4>
<b>Why is this a game changer for the mobile payments market? </b></h4>
With unparalleled retail penetration, this move positions Samsung as a key player in the mobile payments space.<br />
<br />
LoopPay works with 90% of merchant's point-of-sale terminals and is the most accepted mobile payment service solution worldwide<br />
<br />
Most competitors, including <b>Apple Pay</b>, <b>Google Wallet</b>, and <b>Softcard</b>, use <b>Near Field Communication</b> (NFC) technology which requires retailers to update their payment infrastructure in order to accommodate mobile payments.<br />
<br />
This issue has been a key obstacle in universal adoption of mobile payment services. 700000 payment terminals can accept payments using <b>NFC technology</b>.<br />
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4UhJ-J6gu62Aek7ql20_L4RquFrlYtEMTfcugAZVj4cy7qPdoxhTL1M0jztUL4v9USLThsrDib7MZ3v55sRwql7jDW74uwSS9FUDDvtcaK9dKSK6edBScFXB-7yPNpDZgQQ7XIyUrZSgt/s1600/Mobile+payments+advance+and+competition+heats+up+Galaxy+S6+smartphone..JPG" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img alt="1. Mobile payments advance and competition heats up  Apple Pay, Google Wallet, and Softcard, use Near Field Communication " border="0" height="177" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4UhJ-J6gu62Aek7ql20_L4RquFrlYtEMTfcugAZVj4cy7qPdoxhTL1M0jztUL4v9USLThsrDib7MZ3v55sRwql7jDW74uwSS9FUDDvtcaK9dKSK6edBScFXB-7yPNpDZgQQ7XIyUrZSgt/s1600/Mobile+payments+advance+and+competition+heats+up+Galaxy+S6+smartphone..JPG" title="1. Mobile payments advance and competition heats up " width="320" /></a><br />
<blockquote class="tr_bq">
"This acquisition accelerates our vision to drive and lead innovation in the world of mobile commerce'…'we are delighted to welcome LoopPay to take us closer to this goal.” - JK Shin, President and Head of IT and Mobile Division at Samsung* </blockquote>
<br />
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<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhWrrvZUdhIQP6OdkhkmHKdWDfcrdiVQ4OpIHwnNlYujiX1JnF0lvXhjmVq72Z1QOrquwhiDnhBbIQg4quzzqhyphenhyphenCqgef6A6EoZbnIfgVcksORGnO4o2RuQWBL78mu3KaeBqZ-9qv2aeJDe-/s1600/The+mobile+payment+landscape.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img border="0" height="298" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhWrrvZUdhIQP6OdkhkmHKdWDfcrdiVQ4OpIHwnNlYujiX1JnF0lvXhjmVq72Z1QOrquwhiDnhBbIQg4quzzqhyphenhyphenCqgef6A6EoZbnIfgVcksORGnO4o2RuQWBL78mu3KaeBqZ-9qv2aeJDe-/s1600/The+mobile+payment+landscape.JPG" width="640" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">The Mobile Payments Landscape</td></tr>
</tbody></table>
<br />
<h3>
What are the implications for brands?</h3>
"Having access to loyalty program points and rewards within a mobile wallet is the number one feature they [consumers] are interested in.” -  Thomas Husson, Analyst, Forrester<br />
The global Mobile Wallet market will reach a value of $1,602.4 BN by 2018 <br />
<ul>
<li><b>Consider mobile payment integration when auditing or designing loyalty 
programs</b>. Integration of retailer's rewards programs with mobile wallets
 is something few in the space have done but will provide a huge 
competitive advantage to the mobile payment service provider who does 
this well. Integration of loyalty programs is likely to increase mobile 
wallet usage and penetration.</li>
</ul>
<ul>
<li><b>Look for integration with apps to enhance user experience</b>. Brand 
partnerships, like Domino's Google Wallet payment option, stand to 
enhance mobile wallet adoption, and also offer a more seamless 
experience for the consumer</li>
</ul>
<ul>
<li><b>Convergence across mobile messaging and mobile will potentially create shifts in user behavior</b>. The potential of mobile messaging providers to expand their capabilities to mobile payment services will heat up competition in the space. SnapChat released SnapCash earlier this year, and LINE, a popular Japanese company which originated as a mobile messaging service, is expanding to include a mobile payment service. In addition, Burberry recently teamed up with LINE to broadcast its runway show during London Fashion Week. As brands partner with messaging apps that are moving into the mobile payments space, there is potential for users to be able to purchase directly from the apps</li>
</ul>
<br />
<h2><a name="Trends2">
2. Security is top-of-mind for consumers and tech companies </a ></h2>
The mobile space is responding to the flurry of high-profile data thefts and security breaches this year by integrating state-of-the-art biometric security measures into devices.<br />
<br />
<b>Fingerprint Scanning:</b> <u>Vkansee</u>, a New York-based startup, has created a scanner that uses an optical sensor to scan fingerprints with more accuracy. The resulting fingerprint scans are more secure because the sensor captures 150 data points from each fingerprint compared to the 10-11 data points existing fingerprint scanners in Apple and Samsung phones capture today<br />
<br />
<b>Eyeball Scanning:</b><u> ZTE introduced the Grand S3</u> smartphone which scans a user's eyeball with a camera and uses patterns in the eye to unlock the device. Although this phone is currently only available in China, the eye- scanning technology is a departure from fingerprint-scanning and represents the next level in device security.<br />
<br />
<div class="message_box warning">
<div style="text-align: center;">
<b>Implications for Consumers and Brands</b></div>
<div style="text-align: center;">
Security and privacy continue to be top-of-mind for consumers as hackers and data thieves become more sophisticated. Although Samsung's LoopPay technology works at most retailers, it's security is still up for debate, and the potential for fraud via Apple Pay has recently come into question. The most secure technology could result in a competitive edge for device makers and mobile payment service providers</div>
</div>
<br /><a name="Trends3">
<h2>
3. Connectivity is expanding to emerging markets</h2></a>
Although many of us cannot imagine our lives without the Internet, 
two-thirds of the world's population, 4 billion people, lives without 
Internet access. This is due to a myriad of factors, with cost of access
 and lack Internet availability being primary reasons. Google and 
Facebook are working on initiatives to bring Internet access to the 
world.<br />
<br />
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgtZbSuUTzhROhc_yd_ar5gsfvgyd6riA6452tgSol-lpiX-yc_UFX9OADJ20OugtZUHPIMAsdzLh1C0VGBai27XyHfegY8t7cJD_uns2DpgOWnpVfAz6v90Fd5PDr-57z3f_YW3gptVjx/s1600/Google+announced+that+it+will+launch+solar-powered+drones+sometime+in+2015+as+part+of+Project+Titan.JPG" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img alt="Google announced that it will launch solar-powered " border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgtZbSuUTzhROhc_yd_ar5gsfvgyd6riA6452tgSol-lpiX-yc_UFX9OADJ20OugtZUHPIMAsdzLh1C0VGBai27XyHfegY8t7cJD_uns2DpgOWnpVfAz6v90Fd5PDr-57z3f_YW3gptVjx/s1600/Google+announced+that+it+will+launch+solar-powered+drones+sometime+in+2015+as+part+of+Project+Titan.JPG" title="Google announced that it will launch solar-powered " /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Image Source: Jon Shenk/ Google</td></tr>
</tbody></table>
<b>Google </b>announced that it will launch solar-powered drones sometime in 2015 as part of Project Titan that act as remote satellites to provide Internet connectivity to areas below. Titan will supply connectivity to smaller, more specific regions, Google's Project Loon will supply connectivity to larger areas using balloons acting as cell towers to bring Internet service to rural and remote areas. A third initiative, Project Blank, will use a fiber network to bring Internet access to both rural and urban areas throughout the world<br />
<br />
<b>Facebook's</b> Internet.org initiative is on track for aggressive expansion and will be in 100 countries by the end of 2015. As a part of this initiative, Facebook works with data providers to offer free Internet access with the objective of bringing connectivity to the entire world. The goal is to get people to see the value that Internet brings to their lives and pay for more premium access plans. Facebook is planning to use drones, lasers, and satellites for its Internet.org initiative.<br />
<br />
<h3>
What does greater Internet connectivity mean for brands? </h3>
<h4>
<b>Greater reach</b></h4>
A more connected world means that there is much greater potential to reach many people including those in developing and emerging markets.<br />
<br />
<h4>
What's in it for Google and Facebook? </h4>
First mover advantage sums it up. By introducing the Internet to first- time users, each company stands to grow a user base and build loyalty among these new markets. More platform users represent new opportunities for brands to buy ad space, and thus more ad revenue for platforms.<br />
<br />
<h4>
Changes to platforms</h4>
With the goal to connect the entire world, billions of more potential users would help inform decisions about platforms like Facebook. It will be interesting to see how social platforms evolve to accommodate new users from emerging markets.<br />
<br /><a name="Trends4">
<h2>
4. Techchallenges Telecom as companies move into the wireless space </h2></a>
In addition to reinforcing its commitment to bringing connectivity to emerging markets, Google also announced that it will test offering a wireless service within developed markets. Google's move into the space will utilize Wi-Fi and should provide disruptive for existing telecom companies like <b>AT&T</b> and <b>Verizon</b>.<br />
<br />
<b>Disruptive Approach:</b> User behavior has changed considerably since the introduction of the smartphone. Many users primarily use their phones to check email, play with apps, and access the Internet whereas, prior to the smartphone, the main use of phones was to talk and text.<br />
<br />
<i>Although it is not clear what Google's plan and pricing model will look like, it is a safe bet that Google's offering will be less expensive and be priced from a data perspective. Currently, wireless plans from providers like AT&T and Verizon are based off of pricing plans for voice calls and text packages with data plans tacked on. Under the current plan structure, the majority of a user's monthly bill go towards voice and text. In addition, more and more apps like <b>WhatsApp </b>and <b>Skype</b> allow for calling and messaging, do not require telecom voice services, and send data via the Internet.</i><br />
<br />
<b>Looking Ahead</b>: Google is expected to partner with smaller telecoms like Sprint and T-Mobile to compete with AT&T and Verizon, and phones using Google's Wi-Fi service will switch between Wi-Fi connections and cell towers when Wi-Fi is not available.<br />
<br />
<div class="message_box warning">
<div style="text-align: center;">
<b>Implications for Brands</b></div>
<div style="text-align: center;">
Overall, it seems very possible that Google could disrupt the wireless landscape, but as of now, nothing is certain as questions remain about Google's approach. The company has yet to disclose which areas it plans to launch its wireless service in, and if it will support all devices. It is rumoured that the service will only be compatible with the Nexus 6 Android, the company's only smartphone, which may also affect consumer adoption.</div>
</div>
<br />
<br /><a name="Trends5">
<h2>
5. #IoT Goes Mainstream</h2></a>
The premise of #IoT are smarter, connected devices, working together as a network to create efficiencies, make life easier, and save money. From a brand perspective, data on usage and patterns will help brands better understand their users.<br />
<br />
Of the entire IoT ecosystem, wearables made a big splash at MWC this year. MWC 2015 was a showcase for how wearables are responding to consumer needs and becoming more mainstream. A notable improvement this year over past introductions of new devices was the attention that companies paid to style and the appearance of new products.<br />
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: right; text-align: right;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgcauJmHXIu-TjeH2FI85zr21oXXUrCKnk9LtqTQw6vUkm5D3kWDSZHTOUmSFUjltma8AwPFMI4fGBu6WxA3YrzRBGTBK_-3qgFHzWB7OxutR2A61S7zikOjuCWWgoWs6dOAPdAt09R_1Jz/s1600/5.+%23IoT+Goes+Mainstream.JPG" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img alt="IoT Goes Mainstream Connectivity and smarter devices are the name of the game, and tech companies are paying attention to appearance. Brands that balance functionality and appearance to appeal to consumers will win." border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgcauJmHXIu-TjeH2FI85zr21oXXUrCKnk9LtqTQw6vUkm5D3kWDSZHTOUmSFUjltma8AwPFMI4fGBu6WxA3YrzRBGTBK_-3qgFHzWB7OxutR2A61S7zikOjuCWWgoWs6dOAPdAt09R_1Jz/s1600/5.+%23IoT+Goes+Mainstream.JPG" title="IoT Goes Mainstream" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Image Source: sogeti.com</td><td class="tr-caption" style="text-align: center;"><br /></td></tr>
</tbody></table>
<br />
<b>Notable products:</b><br />
<ol>
<li>  Huawei watch </li>
<li>  LG watch urbane </li>
<li>  Kairos watch </li>
<li>  Pebble time </li>
<li>  Runcible </li>
<li>  Smart suitcase </li>
<li>  LifeBeam smart hat </li>
<li>  HTC Vive </li>
</ol>
<br />
<div style="text-align: center;">
<br /></div>
<div class="message_box warning">
<div style="text-align: center;">
<b>Implications</b>: </div>
<div style="text-align: center;">
Connectivity and smarter devices are the name of the game, and tech companies are paying attention to appearance. Brands that balance functionality and appearance to appeal to consumers will win.</div>
</div>
<br />
<br />
<h3>
Wearables of Note </h3>
<h4>
1. LG Watch Urbane LTE </h4>
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: right; margin-left: 1em; text-align: right;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9qMpZxN-BLPzaCAsuUdsHUzJoZv4gDxEtyc6rZKrZjt4dka0ynuJeYgK3eW90uV7qQe-Q9X1ci2WlD2y5-8-o3k8fdJK0wrHf_2rS1o2Sa01tTUIPIE3tQ7cymal0zgB_gadHXBHqTRsc/s1600/LG+Watch+Urbane+LTE.JPG" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img alt="LG Watch Urbane LTE " border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9qMpZxN-BLPzaCAsuUdsHUzJoZv4gDxEtyc6rZKrZjt4dka0ynuJeYgK3eW90uV7qQe-Q9X1ci2WlD2y5-8-o3k8fdJK0wrHf_2rS1o2Sa01tTUIPIE3tQ7cymal0zgB_gadHXBHqTRsc/s1600/LG+Watch+Urbane+LTE.JPG" title="LG Watch Urbane LTE " /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Image Source: PCMag.com</td></tr>
</tbody></table>
What is it? <br />
<ul>
<li>A smartwatch designed as a luxury wristwatch. Users can use the watch to make calls, NFC to make payments, and supports other apps such as email, calendar, etc</li>
</ul>
How does it work? <br />
<ul>
<li>Runs on the LG Wearable platform. Uses LTE instead of 3G</li>
</ul>
How much does it cost? <br />
<ul>
<li>Pricing has not been disclosed </li>
</ul>
<h4>
<b>2. Huawei Watch </b></h4>
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_GI4J49hrdjpfrMLoic5jUph0-rp30UJJ8QEoxTxHbhTUeVnqGjeFu3Hm8XtBrOOwvmRYD8o8l_YRHzja5XuxXg-Wk4pbt9LwoelbJo36l622S1s_Ynib-xQWSLo4FPomiSdAZ6rxpIaW/s1600/Huawei+Watch.JPG" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img alt="Huawei Watch " border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg_GI4J49hrdjpfrMLoic5jUph0-rp30UJJ8QEoxTxHbhTUeVnqGjeFu3Hm8XtBrOOwvmRYD8o8l_YRHzja5XuxXg-Wk4pbt9LwoelbJo36l622S1s_Ynib-xQWSLo4FPomiSdAZ6rxpIaW/s1600/Huawei+Watch.JPG" title="Huawei Watch " /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Image Source: PCMag.com</td><td class="tr-caption" style="text-align: center;"></td></tr>
</tbody></table>
What is it? <br />
<ul style="margin-left: 40px;">
<li>A smartwatch designed as a classic timepiece. Has to be synced with an Android smartphone to make calls and features a heart rate and activity monitors, and can receive SMS and email.</li>
</ul>
How does it work? <br />
<ul>
<li>Runs on Google's Android Wear platform </li>
</ul>
How much does it cost? <br />
<ul>
<li>Rumored to be close to $1000 USD </li>
</ul>
<h4>
3. Runcible<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: right; margin-left: 1em; text-align: right;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhMRh9MAegIiXlhKNLDnVF5I1Zj7rgM-T71nOMTQX6EPJ8AKAVBaEykZX5MzAZwCDuR3tU4gBfipSp8yTj0tu2a7ZP5DVWlUEqfty5RmMSSPt_scQRJs7CwLfwb4vkMuDv2HGXDBJrwevSU/s1600/Runcible.JPG" imageanchor="1" style="clear: right; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img alt="Runcible" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhMRh9MAegIiXlhKNLDnVF5I1Zj7rgM-T71nOMTQX6EPJ8AKAVBaEykZX5MzAZwCDuR3tU4gBfipSp8yTj0tu2a7ZP5DVWlUEqfty5RmMSSPt_scQRJs7CwLfwb4vkMuDv2HGXDBJrwevSU/s1600/Runcible.JPG" title="Runcible" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Image Source: PCMag.com</td></tr>
</tbody></table>
</h4>
What is it? <br />
<ul>
<li>A circular smartphone alternative aimed at eliminating the disruption and distraction that social feeds and endless alerts cause. Aimed at providing users a simpler experience</li>
</ul>
How does it work? <br />
<ul>
<li>Runs on a Firefox operating system. Supports up to 12 contacts with other calls going to voicemail. Alerts users of above average social activity, but not to every single alert.</li>
</ul>
How much does it cost? <br />
<ul>
<li>Rumored to be in the $600 range </li>
</ul>
<h4>
4. HTC Vive </h4>
<div style="text-align: left;">
</div>
<table cellpadding="0" cellspacing="0" class="tr-caption-container" style="float: left; margin-right: 1em; text-align: left;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPzR5lRCBXBiJmIv74dxAVP3zIyaY_iyS7wQEzxkYSMYPxUxWbCCywq-UOyRO-lDdclRdjUlaklbGyNgsDdO0ru3h8TPOK2gdKGzx7Y72r2JMUqW5C-cETQ68_nKkq-Yseyz4cH7UXfUqF/s1600/HTC+Vive.JPG" imageanchor="1" style="clear: left; margin-bottom: 1em; margin-left: auto; margin-right: auto;"><img alt=" HTC Vive " border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPzR5lRCBXBiJmIv74dxAVP3zIyaY_iyS7wQEzxkYSMYPxUxWbCCywq-UOyRO-lDdclRdjUlaklbGyNgsDdO0ru3h8TPOK2gdKGzx7Y72r2JMUqW5C-cETQ68_nKkq-Yseyz4cH7UXfUqF/s1600/HTC+Vive.JPG" title=" HTC Vive " /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Image Source: technobuffalo.com</td></tr>
</tbody></table>
What is it? <br />
<ul>
<li>A virtual reality headset that features a 360-degree field of vision and 3D audio for gameplay</li>
</ul>
How does it work?<br />
<ul>
<li>1080 pixel screen and a 90 frame-per-second display. The complete system features a headset, two bay stations which track users' movements, and two wireless controllers</li>
</ul>
How much does it cost?<br />
<ul>
<li>TBD </li>
</ul>

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